{"id":1109,"date":"2026-04-15T19:45:10","date_gmt":"2026-04-15T19:45:10","guid":{"rendered":"https:\/\/repayy.creativeassociates.in\/?page_id=1109"},"modified":"2026-04-20T09:58:17","modified_gmt":"2026-04-20T09:58:17","slug":"terms-conditions","status":"publish","type":"page","link":"https:\/\/repayy.creativeassociates.in\/index.php\/terms-conditions\/","title":{"rendered":"Terms & Conditions"},"content":{"rendered":"\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t\t
<\/div>\n\t\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t

Terms & Conditions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t
    \n\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\tHome<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\tTerms & Conditions<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t
    \n\t\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t

    Terms & Conditions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t

    (Repayy \u2013 Loan Repayment App)<\/p>\n

    1. Acceptance<\/p>\n

    By using Repayy, you agree to these Terms.<\/p>\n

    2. Services Offered<\/p>\n

    Repayy provides:<\/p>\n

    Loan tracking dashboard<\/p>\n

    EMI reminders<\/p>\n

    Payment facilitation<\/p>\n

    Financial insights<\/p>\n

    3. Important Disclaimer<\/p>\n

    Repayy:<\/p>\n

    \u00a0Does NOT guarantee loan approval<\/p>\n

    \u00a0Is NOT responsible for lender decisions<\/p>\n

    \u00a0Does NOT provide financial advice<\/p>\n

    4. User Obligations<\/p>\n

    You agree to:<\/p>\n

    Provide accurate loan information<\/p>\n

    Maintain account confidentiality<\/p>\n

    Use the app lawfully<\/p>\n

    5. Payments<\/p>\n

    Payments are processed via third-party RBI-compliant gateways<\/p>\n

    Repayy is not liable for:<\/p>\n

    Payment delays<\/p>\n

    Bank\/server issues<\/p>\n

    Failed transactions<\/p>\n

    6. Fees<\/p>\n

    Repayy may charge:<\/p>\n

    Convenience fees<\/p>\n

    Subscription charges<\/p>\n

    (All fees will be disclosed before payment)<\/p>\n

    7. RBI Compliance Clause<\/p>\n

    Repayy complies with applicable guidelines of the Reserve Bank of India (RBI) for digital lending and payment facilitation.<\/p>\n

    8. Limitation of Liability<\/p>\n

    We are not liable for:<\/p>\n

    Missed EMIs due to user negligence<\/p>\n

    Incorrect data entered by users<\/p>\n

    Third-party service failures<\/p>\n

    9. Account Suspension<\/p>\n

    We may suspend accounts if:<\/p>\n

    Fraud or suspicious activity is detected<\/p>\n

    Terms are violated<\/p>\n

    10. Intellectual Property<\/p>\n

    All branding, logo, and technology of Repayy are protected under Indian law.<\/p>\n

    11. Governing Law<\/p>\n

    These terms are governed by laws of India, with jurisdiction in Mumbai, Maharashtra.<\/p>\n

    12. Termination<\/p>\n

    Users may delete accounts anytime. Data retention rules will still apply.<\/p>\n

    13. Refund Policy<\/p>\n

    Define when users get refunds (failed payments, duplicate charges)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

    Terms & Conditions Home Terms & Conditions Terms & Conditions (Repayy \u2013 Loan Repayment App) 1. Acceptance By using Repayy, you agree to these Terms. 2. Services Offered Repayy provides: Loan tracking dashboard EMI reminders Payment facilitation Financial insights 3. Important Disclaimer Repayy: \u00a0Does NOT guarantee loan approval \u00a0Is NOT responsible for lender decisions \u00a0Does NOT provide financial advice 4. User Obligations You agree to: Provide accurate loan information Maintain account confidentiality Use the app lawfully 5. Payments Payments are processed via third-party RBI-compliant gateways Repayy is not liable for: Payment delays Bank\/server issues Failed transactions 6. Fees Repayy may charge: Convenience fees Subscription charges (All fees will be disclosed before payment) 7. RBI Compliance Clause Repayy complies with applicable guidelines of the Reserve Bank of India (RBI) for digital lending and payment facilitation. 8. Limitation of Liability We are not liable for: Missed EMIs due to user negligence Incorrect data entered by users Third-party service failures 9. Account Suspension We may suspend accounts if: Fraud or suspicious activity is detected Terms are violated 10. Intellectual Property All branding, logo, and technology of Repayy are protected under Indian law. 11. Governing Law These terms are governed by laws of India, with jurisdiction in Mumbai, Maharashtra. 12. Termination Users may delete accounts anytime. Data retention rules will still apply. 13. Refund Policy Define when users get refunds (failed payments, duplicate charges)<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1109","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/repayy.creativeassociates.in\/index.php\/wp-json\/wp\/v2\/pages\/1109","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/repayy.creativeassociates.in\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/repayy.creativeassociates.in\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/repayy.creativeassociates.in\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/repayy.creativeassociates.in\/index.php\/wp-json\/wp\/v2\/comments?post=1109"}],"version-history":[{"count":14,"href":"https:\/\/repayy.creativeassociates.in\/index.php\/wp-json\/wp\/v2\/pages\/1109\/revisions"}],"predecessor-version":[{"id":1949,"href":"https:\/\/repayy.creativeassociates.in\/index.php\/wp-json\/wp\/v2\/pages\/1109\/revisions\/1949"}],"wp:attachment":[{"href":"https:\/\/repayy.creativeassociates.in\/index.php\/wp-json\/wp\/v2\/media?parent=1109"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}